Personal injury: what happens in the first week after a car accident
For the firm's most searched question. Beats: question, depends, order, liability, the recorded statement, handoff.
If you were in a car accident this week, here is the order things usually happen, in general terms.
What changes it: whether anyone was hurt, whether the other driver has insurance, and which state you are in.
First, the report. If police came, a report exists and you can ask for a copy. If they did not, most states still let you file one yourself.
Then the call from an adjuster. Usually within a few days, sometimes the same day. They will ask you to describe what happened, and they may ask to record it.
Then the medical side, which runs on its own clock and does not wait for the insurance side to catch up.
One word people trip on: liability. It means who is legally responsible. It is not decided by who says sorry at the scene, and it is not decided by the adjuster on the phone.
The move that costs people most often is that early recorded statement, given while they are still sore and still guessing at what happened. You are allowed to say you will call back.
If you want to talk about your own situation, our number is below, and the first call is a conversation about whether we can help.
This is general information about accident claims in [state]. It is not legal advice, and watching this does not make me your lawyer.
Swap note: the report line differs by state and by whether the crash was reportable. If yours has a damage threshold, say the threshold instead of most states.
